Privacy Policy

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Personal information is data that can be used to identify or contact a single person.  In the ordinary course of business, SMI Group collects, uses, and shares personal information pertaining to our partners, employees, clients, and others.  Obtaining this information is important to our ability to conduct our operations and to deliver the highest level of service, but we also recognize that you expect us to treat this information appropriately.

This Privacy Policy describes the types of personal information that we may collect about you in compliance with applicable legal and regulatory requirements, the purposes for which we use the information, the circumstances in which we may share the information, and the steps that we take to safeguard the information to protect your privacy.  This Privacy Policy is intended to apply only to personal information you provide to us from time to time via this Site.

 

How Does SMI Group Collect Information?

 

When you visit our Site, our web servers may collect the details of your operating system, browser version, domain name and IP address and the details of the web site you linked from to the Site.  Our web servers may seek to place a “cookie” (a small data file) on your computer’s hard drive, which allows the server to recognize your computer when you visit again.  If you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed.

There are parts of this Site where we may need to collect personal information from you for a specific purpose, such as to provide you with certain information you request.  If you voluntarily submit information to our website (for example, in a request for general information or through the submission of a business proposal), we may record and use any personally identifiable information, such as your name, phone number, fax number and e-mail address, for reasonable business purposes including, but not limited to, fulfilling your request and marketing and business communications and you expressly agree with the collection, use, storage and handling of your personal data as set out in these terms.  If you do not provide all the information we need, we may not be able to give you the information you request.

Please also note we have certain responsibilities under various regulations (including the USA Patriot Act and related regulations, the Money Laundering Regulations 2007, the FCA Rules and the DFSA Rulebook) to verify the identity of clients and may need to make certain inquiries and obtain certain information from you for that purpose.  You confirm that all information you supply will be accurate and that we may disclose such information as we consider necessary to comply with any reporting or legal and regulatory requirements.

 

How Do We Use Your Personal Information?

 

The principal purposes for which we process and store your personal information are, or may in the future be:

  • to monitor, improve and administer the Site and the services provided on the Site;
  • to enable us to conduct surveys and aggregate user profiles;
  • to provide you with information on selected services that we think may be of interest to you (unless you have asked us not to do so); and
  • to enable us to comply with our legal and regulatory obligations.

 

Disclosures of Your Personal Information Within SMI Group

 

In order to provide efficient and reliable services and to improve service options available to you, we may share your personal information with our subsidiaries or affiliates.  For this purpose, we may transfer the information you provide outside your country to a SMI Group entity in another country that does not have similar data protection legislation and may provide a lower level of protection for your information.  By submitting any information, you consent to these transfers.  We have taken certain measures outlined below to try to ensure the security of your information.

 

Disclosures of Your Personal Information to Third Parties

 

We may share your personal information with other companies we have hired to provide services for us. These companies – our vendors – are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only on our behalf for the purposes that SMI Group has hired them and for which it has instructed them.

We may also release information about you if you direct us to do so, or if we are required or authorized by law to make disclosures to the government or private parties in connection with a lawsuit, subpoena, investigation or similar proceeding, or to protect against fraud and to otherwise cooperate with law enforcement or regulatory authorities.

Where you have provided personal information to us, you expressly consent to the sharing of such personal information with third parties for the purposes set out in this section.

 

Security of Collected Information

 

We take the security of your personal information very seriously, and seek to maintain physical, electronic, and administrative safeguards to protect your personal information from unauthorized or inappropriate access but we note that the Internet is not a secure medium.  We restrict access to information about you to those SMI Group personnel who need to know the information to respond to your inquiry or request.

Although we endeavor to provide a secure environment for users accessing the Site, due to the nature of the Internet, we cannot guarantee confidentiality or security of the personal and other information being provided.  SMI Group makes no warranty whatsoever to you, express or implied, regarding the security of the Site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through the Internet.

We welcome your e-mail correspondence.  However, it is possible that information transmitted to us may be read or obtained by other parties.  Messages sent over the Internet cannot be guaranteed to be completely secure or error free as they are subject to possible interception, corruption, delay, loss or possible alteration.  We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to SMI Group or any message sent by SMI Group to you over the Internet.  If you send e-mail (encrypted or not) to us over the Internet, you are accepting the associated risks, including lack of confidentiality.

Further, despite the security measures that we take to keep this Site free from hacking and other interference, this Site like any other website is not free from such risks.  We disclaim all liability on account of any loss or damage that any user may suffer or incur on account of any alteration or manipulation of any data or information accessed or downloaded from this Site.

We cannot be held responsible for any consequence of any action(s) carried out by any authorized or unauthorized user.

 

Access to Personal Information

 

You have certain rights under applicable laws to access, rectify or delete your personal information held by us and to object, where legitimate, to the processing of data relating to you.  You can contact us as described below to request a review or update of that information.

 

Your Acceptance of These Terms

 

By using this Site, you signify your agreement with our Privacy Policy.  IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS SITE.

 

Updates to Our Privacy Policy

 

We may update our Privacy Policy from time to time.  When we change the policy in a material way, a notice will be posted on our website along with the updated Privacy Policy.

 

Privacy Questions

 

If you have any questions about this privacy policy, or if you wish to access your personal information or make a complaint about the way we have collected, used, held or disclosed your personal information, please contact us here.  We welcome your questions and suggestions about our Privacy Policy.